About
10 years of focused experience in Banking & Corporate Treasury function. 7 years of training, teaching and development experience in education sector. Design thinker at heart and entrepreneur by mindset.
Work on mind, else keep working for money!
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Financial Literacy: The knowledge and skills required to make informed financial decisions. *Financial Therapy: A multidisciplinary approach that combines financial counseling with therapeutic techniques to address the emotional and psychological factors influencing financial behaviors.
- Emotional Regulation: The ability to manage and respond to emotional experiences, particularly those related to financial stress and decision-making.
- Cognitive-Behavioral Therapy (CBT): A form of psychological therapy that focuses on changing negative patterns of thought and behavior, which is often integrated into financial therapy to address financial stress and anxiety.
- Behavioral Finance: A field of study that examines how psychological factors influence financial decision-making, often leading to irrational or suboptimal financial behaviors.
- Research Interests:
- Exploring the use of digital tools and platforms in delivering financial therapy.
- Investigating how behavioral finance theories can inform financial therapy practices.
- Creating and assessing financial literacy programs integrated with financial therapy.
- Developing guidelines and frameworks for ethical practice in financial therapy.
- Investigating the specific financial stressors and needs of entrepreneurs.
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Teaching Excellence Award (2021) – Honored by the Department of Management, Vishwakarma University, for outstanding commitment to student success and innovative curriculum design in finance.
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Global Jury & Evaluator (2022) - Recognized by Wadhwani Foundation for evaluating high number of global student start-up proposals.
Niranjan Kulkarni
Associate Professor
MBA, Ph.D.School of Business